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| The Key Problem for Restricting Bank Loans to Support Technology-based Small and Medium-sized Enterprises——A Survey Study of Beijing |
| Li Xiyi1,Miao Haibo2 |
1.Chinese Academy of Science and Technology for Development,Beijing 100038,China;
2.Beijing Association for Promotion of Science &
Technology and Finance,Beijing 100101,China |
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Abstract This paper investigates the key problems for restricting bank loans to support the domestic technology-based SMEs from the perspective of bank.This paper chooses Beijing as survey area where all kinds of banks congregate,and puts forward seven key problems which restrict bank providing loans to support technology-based SMEs from the perspective of banks.Finally,some suggestions are provided to attract the bank loans,such as drafting the standard of SMEs for S&T,making the rules of government grants for use,providing support objects list and innovative use of government funds
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Received: 20 March 2015
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2015, Vol. 0 
